If you are part of the 50 percent of Americans who are considered middle class and wondering what you should do now to prepare for retirement, this article is for you. According to the article, there are four steps you can take now to help make your retirement years easier. 

1. 1. The Sooner, The Better. The sooner you start saving for retirement, the better. Even small contributions add up over the years and it’s better to spread that burden of savings over the course of a larger amount of time.  
   2. Outline Your Plan. No need to get bogged down with details – just do some general projections when you’re starting your retirement planning so you can have an idea of how much you will need to support your lifestyle. 

• Get a Financial Planner. A financial planner can do a thorough review, give expert advice, and help maximize your retirement income. This is especially important as you near your retirement age.

• Grow a Cash Reserve. The general rule of thumb is to have saved at least 3 months’ worth of expenses. This helps ensure your retirement plans aren’t derailed in case of an unexpected emergency. 

Planning for retirement can seem daunting at first. If you’d like to discuss your retirement options, reach out to our team at Rhodes Law Firm today.